Personal Checking
Our checking accounts are designed to provide you with convenience, security, and flexibility in managing your day-to-day finances.
| Account Name | BANK PLUS | CHECKING | NOW ACCOUNT | SENIOR ACCOUNT (60+) |
| Minimum Opening Balance | $25.00 | $25.00 | $750 | $25.00 |
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Service Charges
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Paper Statements $2.00 plus tax - Fee waived if enrolled in E-Statements
Debit Card Fraud Protection - $1.00 per month plus tax
|
None if $800+ average monthly balance or less than 4 checks
Debit Card Fraud Protection - $1.00 per month plus tax
Minimum Balance & Fee
$500+ No Charge
$400-$499 = $6.00 plus tax
$300-$399 = $7.00 plus tax
$200-$299 = $8.00 plus tax
Under $200 = $9.00 plus tax
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None if $750+ minimum or $1,500 average monthly balance
$10.00 plus tax if balance is under $750
Debit Card Fraud Protection $1.00 plus tax
|
Debit Card Fraud Protection - $1.00 per month plus tax |
| Interest | None | None | Yes* |
None
|
| Statement | Monthly | Monthly | Monthly |
Monthly
|
| Check Images | Available Online | Yes | Yes | Yes |
| Additional Benefits |
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Iowa State Bank's mobile app is packed full of convenient features on the go! Download from your app store today. Search for "Iowa State Bank (Sac City)" 
Download the Brella Card Manager app to give you the power to turn your debit card ON or OFF, set transaction alerts, check account balances, and much more!
Iowa State Bank is proud to be a Privileged Status Member. SHAZAM Financial institutions offer Surcharge-Free Transactions when you see this logo. *Current interest rates are posted weekly. All Interest bearing accounts earn interest on available balances.
**Message and data fees may apply from your local service provider.